We provide a variety of funding solutions designed to keep your business moving forward:

• Merchant Cash Advance (MCA) – Get fast working capital with flexible repayment based on your daily sales.

• Equipment Funding – Finance the tools and equipment your business needs to grow.

• Business Credit Card Stacking – Access multiple lines of credit for higher limits and more flexibility.

• Business Lines of Credit – Draw, repay, and reuse funds whenever your business needs them.

• Asset-Based Funding (ABF) – Use your assets like inventory or invoices to unlock reliable capital.

• Real Estate & Construction Funding – Build, buy, or bridge deals quickly with tailored property and project financing.

• Revenue-Based Lending – Get funding that grows with your business. Repay based on a percentage of your monthly revenue — a flexible solution that adjusts to your cash flow and performance.
  
  

No! Our pre-qualification process involves a soft credit check, which does not impact your credit score. A hard credit check is only required for final approval of certain funding types.

Not necessarily! Many of our funding options, like Hybrid Short Term Loans, Business Line of Credit, and Revenue-Based Funding, do not require collateral. However, certain loans, like SBA Loans and Equipment Financing, may require collateral depending on the loan amount and terms.

Qualification Criteria

Eligibility depends on the type of funding you’re applying for. In general, E-Fortune Funding considers:

• Business Revenue: Your monthly or annual revenue helps determine your funding amount.

• Credit Score: While some loans require strong credit, we also offer flexible options for bad credit.

• Time in Business: Many programs require at least 6 months of business operation.

• Industry Type: Most industries qualify, though some high-risk sectors may have specific terms.

Funding Range

We offer flexible funding options tailored to your business size, goals, and qualifications — ensuring you get the right capital solution when you need it most.

Qualification Criteria

Eligibility depends on the type of funding you’re applying for. In general, E-Fortune Funding considers:

• Business Revenue: Your monthly or annual revenue helps determine your funding amount.

• Credit Score: While some loans require strong credit, we also offer flexible options for bad credit.

• Time in Business: Many programs require at least 6 months of business operation.

• Industry Type: Most industries qualify, though some high-risk sectors may have specific terms.